Most drivers know about fuel rewards, but not all programs are created equal. Some offer instant discounts per gallon, while others reward you with points for later redemption. The best fuel loyalty programs combine ease of use, consistent savings, and nationwide coverage—without requiring you to jump through hoops.

Whether you drive daily for work or simply want to cut your monthly fuel bill, here are the top gas station loyalty programs that deliver real, trackable savings.

1. Shell Fuel Rewards

Shell Fuel Rewards is one of the most popular and flexible programs available. Members save at least 5 cents per gallon every fill-up, with opportunities to stack grocery rewards or linked credit card bonuses for even deeper discounts.

Highlights:

• Free to join
  
• Combine with grocery programs like Kroger Fuel Points
  
• Use the Shell app to pay at the pump and track rewards
  

Best for: Commuters who also shop at Kroger, Ralphs, or other affiliated grocery chains.

2. BPme Rewards

BPme Rewards offers 5 cents off per gallon on every fuel purchase when you use the BPme app. The app includes features like digital receipts, saved payment methods, and mobile pay, which makes the process quick and contactless.

Highlights:

• No card needed—everything runs through the app
  
• Save automatically when paying via BPme
  
• Bonus offers available throughout the year
  

Best for: Drivers who prioritize app-based convenience and prefer digital receipts.

3. Exxon Mobil Rewards+

Exxon Mobil Rewards+ gives members points per gallon and on in-store purchases. Every 100 points equals $1 off, and you can track points in their mobile app or online.

Highlights:

• Earn 3 points per gallon and 2 points per dollar in-store
  
• Stack with American Express and other partner cards
  
• Redeem for discounts or free fuel
  

Best for: Drivers who fill up frequently and want a flexible point system.

4. Speedway Speedy Rewards

Speedway Speedy Rewards lets members earn points per gallon and per purchase, redeemable for fuel discounts, free merchandise, and virtual cards. The program has a strong presence in the Midwest and East Coast.

Highlights:

• Customizable rewards (fuel, drinks, virtual cards)
  
• Fuel savings events throughout the year
  
• Bonus point offers for specific purchase types
  

Best for: Drivers who shop at Speedway convenience stores regularly.

5. Circle K Easy Rewards

Circle K Easy Rewards gives members 10 points per gallon and 20 points per dollar in-store, with 2,000 points redeemable for $2 off fuel.

Highlights:

• No app required to earn—just swipe your card
  
• Includes bonus point promotions
  
• Also offers coupons and store discounts
  

Best for: Budget-conscious drivers who fuel at Circle K and want occasional extra perks.

How to Make the Most of Fuel Loyalty Programs

• Always scan or input your account: No matter how you’re paying—cash, credit, or virtual card—enter your loyalty ID to earn or redeem savings.
  
• Pair loyalty with virtual cards: Buy discounted or cashback-eligible virtual cards to pay at the pump. For example, you can earn cashback with a Shell virtual card or get rewards with a BP virtual card when purchasing through Fluz.
  
• Watch for promos: Most programs offer bonus discounts around holidays, travel weekends, and when you link specific credit cards or apps.
  

Final Thoughts

Gas loyalty programs are free, easy to join, and offer consistent savings—especially when combined with other tools like virtual card cashback apps. Whether you get rewards with a Shell virtual card or track points in the BPme app, using these programs turns your everyday fuel purchase into a recurring discount.